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Commercial Umbrella Insurance in Waterloo, Cedar Falls, and Iowa City, IA

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from The Sinnott Agency, Inc., you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at The Sinnott Agency, Inc., our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from The Sinnott Agency, Inc..

Our Locations

The Sinnott Agency, Inc.

622 West 4th Street
Waterloo, IA 50702
Main office: 319-233-6103
Toll free: 800-897-7391
Fax: 319-234-8133

The Sinnott Agency, Inc. - Iowa City

818 Maiden LN
Iowa City, IA 52240
Main office: 319-341-6025
Fax: 319-234-8133

Our Providers

Testimonials

We were with the same insurance company for over 20 years and recently switched over to the Sinnott Agency. Not only did our rates go down, but our coverage increased. Very happy with our decision!

Karen
The family place that takes care of your insurance needs!

Sharon
We have used The Sinnott Agency Inc. for years and they have been great both for personal and business needs. A true asset to any individual or company.

Alex
Since moving to the Cedar Valley I have had both a personal & professional relationship with the Sinnott agency. They have performed well above the standard set by other agencies and look forward to many more years together.

Brad
Best place in town for your insurance needs.

Michael
Top notch personal service.

Keith
Best place to have insurance, period.

Margie