The Sinnott Agency, Inc.
622 West 4th Street
Waterloo, IA 50702

Fax: 319-234-8133


The Best Insurance Value in Waterloo, IA & Iowa City, IA For Over 90 Years

The Sinnott Agency

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The Sinnott Agency has been serving Waterloo, Iowa since 1923. Since the early beginnings, we have had our core business built in the Cedar Valley. As relationships were built and clients moved, we have expanded our operations into servicing multiple communities in many of the bordering states.  We have one brick-and-mortar office and a satellite office in Iowa City; however today’s technology has allowed us to provide the same level of service to clients down the street as we do clients 100 miles away. Currently we serve the insurance needs of about 2,200 individuals and families, and the insurance needs of 600 business concerns in Waterloo, Cedar Falls, Iowa City and Eastern Iowa. 


The local community has been instrumental in our success and longevity, we feel it is important to reciprocate and give back when we have the opportunity.  Many of our staff invests some of their time to give back.  A couple of those efforts are being involved in Main Street Waterloo, Waterloo Rotary Club, Waterloo Exchange, and Coaching youth sports.  Our staff is always excited about joining the local Food Bank food drive, big brothers big sisters - Bowl for Kids’ Sake, or sponsoring a family with St. Vincent DePaul during the holiday season.   


We have an abundance of institutional knowledge and represent a variety of carefully selected insurance companies to meet most unique insurance needs. Being an independent agency allows us to focus on you.  We don’t work for an insurance company, we work for you.  Our goal is to reduce your insurance cost while reducing gaps in coverage.  Every account is unique and demands our focus and knowledge to customize the appropriate insurance portfolio.   





The Sinnott Agency Gives Back

Our local community is extremely important to us, and we always want to find a way to give back. From charities to shows and festivals, we participate in and support local goings-on in the communities we serve.  Sometimes this means devoting time and energy, and other times it means giving resources.  But regardless of what it requires, we continue to engage in events and activities to celebrate and better know the people and organizations in the communities we serve. 



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Meet Our Team

Kyle Hildman
Kyle Hildman

Personal & Commercial Lines Agent

Steven Sinnott, CIC
Steven Sinnott, CIC


Daniel  Sinnott
Daniel Sinnott

Commercial Lines Manager

Tom Sinnott
Tom Sinnott

Commercial Agent



We were with the same insurance company for over 20 years and recently switched over to the Sinnott Agency. Not only did our rates go down, but our coverage increased. Very happy with our decision!


The family place that takes care of your insurance needs!


We have used The Sinnott Agency Inc. for years and they have been great both for personal and business needs. A true asset to any individual or company.


Since moving to the Cedar Valley I have had both a personal & professional relationship with the Sinnott agency. They have performed well above the standard set by other agencies and look forward to many more years together.


Best place in town for your insurance needs.


Top notch personal service.


Best place to have insurance, period.


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