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Renters Insurance in Waterloo, Cedar Falls, and Iowa City, IA

Unlike homeowners, individuals who choose to rent often opt to lease their residence for the decreased maintenance and responsibility. However, while a landlord is typically responsible for the upkeep of the renter’s building, they are not liable for a tenant’s belongings. In the event of fire, theft, or vandalism, it is important that a renter have the proper insurance to protect their property.

At The Sinnott Agency, Inc., we understand the importance of protecting your assets. We work to provide tenants in Waterloo, Cedar Falls , Iowa City and the surrounding areas with the amount of coverage they need should their belongings ever be damaged or stolen.

Protecting the Assets of Waterloo Renters with Appropriate Coverage

By working with our clients to identify needs, we are able to match them with the most fitting renter’s policy. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.

Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums. To get started, request a quote.

Available Agents Insuring Renters

Should a client need to file a claim or simply have a question, we make a point to be available for our customers. Our staff enjoys building lasting relationships with their clients, and they are dedicated to ensuring that renters have the appropriate insurance policy in place.

By taking the time to work with our clients on an individual basis, we not only gain a better understanding of a customer’s exposures, but can offer recommendations on the different options. With access to multiple carriers, we have a price and payment plan to fit everyone’s budget.

Contact us to learn more about how we can protect your assets while renting.

Our Locations

The Sinnott Agency, Inc.

622 West 4th Street
Waterloo, IA 50702
Main office: 319-233-6103
Toll free: 800-897-7391
Fax: 319-234-8133

The Sinnott Agency, Inc. - Iowa City

818 Maiden LN
Iowa City, IA 52240
Main office: 319-341-6025
Fax: 319-234-8133

Our Providers

Testimonials

We were with the same insurance company for over 20 years and recently switched over to the Sinnott Agency. Not only did our rates go down, but our coverage increased. Very happy with our decision!

Karen
The family place that takes care of your insurance needs!

Sharon
We have used The Sinnott Agency Inc. for years and they have been great both for personal and business needs. A true asset to any individual or company.

Alex
Since moving to the Cedar Valley I have had both a personal & professional relationship with the Sinnott agency. They have performed well above the standard set by other agencies and look forward to many more years together.

Brad
Best place in town for your insurance needs.

Michael
Top notch personal service.

Keith
Best place to have insurance, period.

Margie